In contrast to the traditional commission-based remuneration in the financial services sector, my financial planning is carried out for a fee - similar to legal and tax advice. In order to ensure neutrality in advice, it is imperative that remuneration for the service comes directly from the client and not, as is currently customary in the industry, through product providers through sales commissions.

Financial planning is a process that gradually builds trust. Through dialogue, joint analysis, the preparation of the balance sheet, initial findings and recommendations for action, a relationship of trust is created that continues to develop. Pricing occurs over time. This means you can gradually get to know my financial planning and decide for yourself whether further stages follow.

Another positive effect: Product implementation at your bank, insurance company, etc. can be done more cheaply because the advice has already been provided and paid for. Furthermore, you can compare better and achieve a better price-performance result.